:root{--pine:#2e4636;--brown:#6f4e37;--wheat:#c9a66b;--cream:#f4ede0;--gold:#d8a24a;--ink:#2b2722;--muted:#6f675b;--paper:#fbf8f1;--serif:"Fraunces",Georgia,serif;--sans:"Work Sans",system-ui,Helvetica,Arial,sans-serif}*{box-sizing:border-box;margin:0;padding:0}html{scroll-behavior:smooth}body{font-family:var(--sans);color:var(--ink);background-color:var(--paper);-webkit-font-smoothing:antialiased;background-image:url(/pattern-topo.svg);background-repeat:repeat;background-size:460px 460px;font-size:17px;line-height:1.65}.wrap{max-width:1060px;margin:0 auto;padding:0 24px}.narrow{max-width:760px}a{color:var(--pine)}h1,h2,h3{font-family:var(--serif);letter-spacing:-.01em;font-weight:500;line-height:1.13}img{max-width:100%;display:block}.sr-only{clip:rect(0,0,0,0);white-space:nowrap;border:0;width:1px;height:1px;margin:-1px;padding:0;position:absolute;overflow:hidden}header.site{z-index:20;backdrop-filter:blur(8px);background:#fbf8f1eb;border-bottom:1px solid #e7ddca;position:sticky;top:0}.bar{justify-content:space-between;align-items:center;gap:16px;height:66px;display:flex}.brand{align-items:center;gap:11px;text-decoration:none;display:flex}.brand img{flex:none;width:44px;height:44px}.brand .name{font-family:var(--serif);color:var(--pine);letter-spacing:-.01em;font-size:22px;font-weight:600}.nav{align-items:center;gap:22px;display:none}.nav a{color:var(--ink);font-size:15px;font-weight:500;text-decoration:none}.nav a:hover{color:var(--pine)}.navcall{align-items:center;gap:16px;display:flex}.navcall .tel{color:var(--pine);font-size:15px;font-weight:600;text-decoration:none;display:none}.cta{background:var(--gold);color:#3d2c08;white-space:nowrap;border-radius:999px;padding:10px 18px;font-size:14px;font-weight:600;text-decoration:none}.cta:hover{background:#c9933c}@media (width>=680px){.navcall .tel{display:inline}}@media (width>=900px){.nav{display:flex}}.btnrow{flex-wrap:wrap;gap:12px;display:flex}.btn{border-radius:999px;padding:14px 26px;font-size:16px;font-weight:600;text-decoration:none;display:inline-block}.btn.gold{background:var(--gold);color:#3d2c08}.btn.gold:hover{background:#c9933c}.btn.ghost{color:var(--pine);border:1.5px solid var(--pine);background:#fff}.btn.ghost:hover{background:var(--cream)}.hero{background-image:linear-gradient(100deg,#fbf8f1f5 0%,#fbf8f1e0 34%,#fbf8f173 62%,#fbf8f11f 100%),var(--hero,none);background-position:50% 62%;background-size:cover;position:relative}.herocopy{max-width:620px;padding:96px 0 104px}.hero h1{color:var(--pine);text-shadow:0 1px 14px #fbf8f1bf;font-size:clamp(31px,4.4vw,50px)}.hero h1 .accent{color:var(--brown)}.hero .sub{color:#3a3f37;text-shadow:0 1px 9px #fbf8f1e6;max-width:520px;margin:20px 0 26px;font-size:19px}.herocall{color:#4a463d;text-shadow:0 1px 9px #fbf8f1e6;margin-top:18px;font-size:15px}.herocall a{color:var(--pine);font-weight:600;text-decoration:none}.herotrust{flex-wrap:wrap;gap:8px 22px;margin-top:22px;padding:0;list-style:none;display:flex}.herotrust li{color:var(--pine);text-shadow:0 1px 9px #fbf8f1e6;font-size:14.5px;font-weight:600}.herotrust li:before{content:"✓";color:var(--gold);margin-right:7px;font-weight:800}.pagehead{padding:56px 0 8px}.pagehead h1{color:var(--pine);font-size:clamp(30px,4vw,44px)}.pagehead p{color:#41463f;max-width:640px;margin-top:14px;font-size:19px}.promise{background:var(--pine);color:#e7efe7}.promise .wrap{grid-template-columns:repeat(5,1fr);padding:6px 24px;display:grid}.promise .item{text-align:center;flex-direction:column;align-items:center;gap:9px;padding:20px 14px;font-size:13.5px;font-weight:500;line-height:1.35;display:flex;position:relative}.promise .item+.item:before{content:"";background:#ffffff24;width:1px;position:absolute;top:18px;bottom:18px;left:0}.promise .chk{width:28px;height:28px;color:var(--gold);background:#d8a24a29;border-radius:50%;flex:none;justify-content:center;align-items:center;font-size:14px;font-weight:800;display:flex}@media (width<=760px){.promise .wrap{grid-template-columns:1fr 1fr}.promise .item+.item:before{display:none}.promise .item{border-top:1px solid #ffffff1a}.promise .item:first-child,.promise .item:nth-child(2){border-top:none}.promise .item:nth-child(5){grid-column:1/-1}}@media (width<=480px){.promise .wrap{grid-template-columns:1fr}.promise .item:nth-child(2){border-top:1px solid #ffffff1a}}section{padding:76px 0}section.tight{padding:52px 0}.eyebrow{letter-spacing:.12em;text-transform:uppercase;color:var(--gold);margin-bottom:12px;font-size:13px;font-weight:600}h2{color:var(--pine);margin-bottom:16px;font-size:clamp(26px,3.4vw,36px)}p.lead{color:#41463f;max-width:640px;font-size:18px}.steps{grid-template-columns:repeat(3,1fr);gap:18px;margin-top:8px;display:grid}.step{background:#fff;border:1px solid #ece3d2;border-radius:16px;padding:26px}.step .n{font-family:var(--serif);color:var(--gold);margin-bottom:12px;font-size:30px;line-height:1}.step h3{color:var(--pine);margin-bottom:7px;font-size:19px}.step p{color:var(--muted);font-size:15px}.values,.band-cream{background:var(--cream)}.vgrid{grid-template-columns:repeat(4,1fr);gap:20px;margin-top:10px;display:grid}.val .ic{background:#e6d4ad;border-radius:50%;justify-content:center;align-items:center;width:46px;height:46px;margin-bottom:13px;display:flex}.val .ic svg{width:24px;height:24px;stroke:var(--pine);fill:none;stroke-width:1.7px}.val h3{color:var(--brown);margin-bottom:5px;font-size:18px}.val p{color:#5e564a;font-size:14.5px;line-height:1.5}.cmp-grid{grid-template-columns:1fr 1fr;align-items:start;gap:22px;margin-top:10px;display:grid}.cmp{border-radius:18px;padding:30px 28px}.cmp.agent{background:#fff;border:1px solid #e7ddca}.cmp.ursa{background:var(--pine);color:#eaf2ea;box-shadow:0 18px 44px #2e463633}.cmp .tag{letter-spacing:.1em;text-transform:uppercase;margin-bottom:4px;font-size:12px;font-weight:700}.cmp.agent .tag{color:#a99a7e}.cmp.ursa .tag{color:var(--gold)}.cmp h3{margin-bottom:18px;font-size:22px}.cmp.agent h3{color:#7a7058}.cmp.ursa h3{color:#fff}.cmp ul{gap:14px;list-style:none;display:grid}.cmp li{padding-left:32px;font-size:16px;line-height:1.45;position:relative}.cmp.agent li{color:#6f675b}.cmp.ursa li{color:#e7efe7}.cmp li .i{border-radius:50%;justify-content:center;align-items:center;width:21px;height:21px;font-size:13px;font-weight:800;display:flex;position:absolute;top:2px;left:0}.cmp.agent li .i{color:#b08c5a;background:#f1e7d4}.cmp.ursa li .i{background:var(--gold);color:#2e4636}.cmp .foot{margin-top:22px}.cmp.ursa .foot a{background:var(--gold);color:#3d2c08;border-radius:999px;padding:12px 22px;font-size:15px;font-weight:600;text-decoration:none;display:inline-block}.cmp.agent .foot{color:#9a8f78;font-size:14px;font-style:italic}.two{grid-template-columns:1fr 1fr;align-items:center;gap:46px;display:grid}.photo{aspect-ratio:4/5;background-position:50%;background-size:cover;border-radius:18px}.portrait{aspect-ratio:4/5;object-fit:cover;object-position:center 28%;border-radius:18px;width:100%}.sig{font-family:var(--serif);color:var(--pine);margin-top:18px;font-size:22px}.photoband{text-align:center;background-image:linear-gradient(#2b272270,#2b272270),var(--band,none);background-position:50%;background-size:cover;justify-content:center;align-items:center;min-height:320px;display:flex;position:relative}.photoband h2{color:#fff;max-width:700px;padding:0 24px;font-size:clamp(24px,3.2vw,33px)}.contact{background:var(--pine);color:#eaf2ea;text-align:center;border-radius:22px;padding:52px 38px}.contact h2{color:#fff}.contact .eyebrow{color:var(--gold)}.contact p{color:#bcd0bf;max-width:540px;margin:0 auto 22px}.contact a.phone{color:#fff;font-family:var(--serif);font-size:30px;font-weight:600;text-decoration:none;display:inline-block}.contact .email{color:#bcd0bf;margin-top:6px;font-size:15px}form{text-align:left;gap:10px;max-width:480px;margin:26px auto 0;display:grid}form input,form textarea{width:100%;font-size:16px;font-family:var(--sans);border:0;border-radius:10px;padding:13px 14px}form button{background:var(--gold);color:#3d2c08;cursor:pointer;border:0;border-radius:10px;padding:14px;font-size:16px;font-weight:600}form button:disabled{opacity:.7;cursor:default}.formnote{color:#9fb8a3;text-align:center;margin-top:4px;font-size:13px}.prose{max-width:720px}.prose p{color:#3a3f37;margin:0 0 18px;font-size:17.5px}.prose h2{margin:34px 0 12px;font-size:clamp(23px,3vw,30px)}.prose h3{color:var(--brown);margin:26px 0 8px;font-size:20px}.prose ul,.prose ol{margin:0 0 18px 22px}.prose li{color:#3a3f37;margin-bottom:9px}.prose a{color:var(--pine);text-decoration:underline}.prose .callout{background:var(--cream);border:1px solid #e7ddca;border-radius:14px;margin:24px 0;padding:20px 22px}.prose .callout p:last-child{margin-bottom:0}.faq details{border-bottom:1px solid #e7ddca;padding:18px 0}.faq summary{font-family:var(--serif);color:var(--pine);cursor:pointer;font-size:19px;font-weight:500;list-style:none}.faq summary::-webkit-details-marker{display:none}.faq summary:after{content:"+";float:right;color:var(--gold);font-weight:700}.faq details[open] summary:after{content:"–"}.faq p{color:#3a3f37;margin-top:12px}.cards{grid-template-columns:repeat(3,1fr);gap:18px;margin-top:8px;display:grid}.card{color:inherit;background:#fff;border:1px solid #ece3d2;border-radius:16px;padding:24px;text-decoration:none;transition:box-shadow .15s,transform .15s;display:block}.card:hover{transform:translateY(-2px);box-shadow:0 12px 30px #2e46361a}.card h3{color:var(--pine);margin-bottom:7px;font-size:19px}.card p{color:var(--muted);font-size:15px}.card .more{color:var(--gold);margin-top:12px;font-size:14px;font-weight:600;display:inline-block}.crumbs{color:var(--muted);padding-top:22px;font-size:13px}.crumbs a{color:var(--muted);text-decoration:none}.crumbs a:hover{color:var(--pine)}footer.site{color:var(--muted);text-align:center;padding:42px 0 58px;font-size:14px}footer.site .fname{font-family:var(--serif);color:var(--pine);font-size:18px;font-weight:600}footer.site a{color:var(--pine);text-decoration:none}footer.site .flinks{flex-wrap:wrap;justify-content:center;gap:16px;margin-top:12px;display:flex}footer.site .flinks a{color:var(--muted)}.mobilebar{display:none}@media (width<=680px){.mobilebar{z-index:30;backdrop-filter:blur(8px);background:#fbf8f1f7;border-top:1px solid #e7ddca;grid-template-columns:1fr 1fr;gap:8px;padding:10px 14px;display:grid;position:fixed;bottom:0;left:0;right:0;box-shadow:0 -6px 20px #2e463614}.mobilebar a{text-align:center;border-radius:999px;padding:12px;font-size:15px;font-weight:600;text-decoration:none}.mobilebar .call{color:var(--pine);border:1.5px solid var(--pine);background:#fff}.mobilebar .offer{background:var(--gold);color:#3d2c08}body{padding-bottom:72px}}@media (width<=820px){.vgrid,.cards{grid-template-columns:1fr 1fr}}@media (width<=720px){.herocopy{padding:56px 0 64px}.hero{background-image:linear-gradient(#fbf8f1e6,#fbf8f1d1),var(--hero,none)}.two{grid-template-columns:1fr;gap:26px}.two.flip>div:first-child{order:2}.steps,.vgrid,.cmp-grid,.cards{grid-template-columns:1fr}section{padding:56px 0}.portrait,.photo{max-width:360px;margin:0 auto}.contact{padding:40px 20px}}
